HR & Salary · Local-first · Beta

PF Calculator

Estimate employee EPF, employer EPF, EPS, EDLI and declared administration components.

Instant result•No account•Inputs stay in your browser

India tax and payroll · controlled beta

Enter your declared records

Runs locally

Payroll policy date

Use a date covered by the reviewed EPFO snapshot.

Monthly basic + DA wage

EPF wage basis before applying the statutory ceiling or higher-wage choice.

Statutory wage ceiling

Current EPFO ceiling used for the default statutory scenario.

Employee EPF rate (%)

EPFO FAQ default contribution rate.

Employer total PF rate (%)

Employer EPF plus EPS contribution rate.

EPS share (%)

EPS share of employer contribution when the employee is eligible.

EDLI rate (%)

Employer EDLI estimate.

EPF administration charge

Enter an employee-attributed share if you need it; establishment minimums are not allocated automatically.

EPF membership

Employees cannot simply opt out when the establishment and membership rules apply; this selector records the user-confirmed status.

Contribution on higher wages

Choose yes only when the required joint request or employer policy is confirmed.

EPS eligible

New employees above the ceiling may be excluded from EPS; confirm this from EPFO records.

Your estimate will appear here

Complete the form to see the result, policy snapshot and boundaries. Nothing is sent away from this browser.

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Trust record

Check the method before you rely on the result

Tier D · Runs locally in this browser

Method: Effective policy snapshot with wage ceiling, higher-wage option and establishment-specific inputs shown separately.; Employee EPF = EPF wage × employee rate; employer total = EPF wage × employer rate; EPS is diverted from employer share when eligible.
Sources: 1 reviewed reference · 1 official; Open the source register
Effective period: 1 April 2025 onward
Last verified: 9 August 2026; Review every 90 days
Reviewer status: Named payroll/labour reviewer: external review pending
Privacy: Tax and payroll inputs stay in this browser. They are not sent to analytics, a backend, a URL or a log, and are not saved by default.

Important limitations

Membership, higher-wage joint requests, EPS eligibility, rounding and establishment-level minimums require payroll records.

Read all limitations Report an error

Browse HR & Salary · Methodology · Sources

A quick guide

Use the number with context

The answer is only useful when you know what it includes and what it leaves out.

How to use it

Enter payroll policy date from your records or declared policy assumptions.
Enter monthly basic + da wage from your records or declared policy assumptions.
Enter statutory wage ceiling from your records or declared policy assumptions.
Enter employee epf rate (%) from your records or declared policy assumptions.
Enter employer total pf rate (%) from your records or declared policy assumptions.
Enter eps share (%) from your records or declared policy assumptions.
Enter edli rate (%) from your records or declared policy assumptions.
Enter epf administration charge from your records or declared policy assumptions.
Choose epf membership from your records.
Choose contribution on higher wages from your records.
Choose eps eligible from your records.

Formula

Employee EPF = EPF wage × employee rate; employer total = EPF wage × employer rate; EPS is diverted from employer share when eligible.

The output is a contribution estimate, not an EPFO passbook, ECR or membership determination.

Make it concrete

Worked example

A ₹50,000 monthly basic-plus-DA wage with the ₹15,000 statutory ceiling shows the capped employee and employer components.

Boundaries

What this tool does not assume

Limitations

Membership, higher-wage joint requests, EPS eligibility, rounding and establishment-level minimums require payroll records.

Edge cases

Excluded employees and higher-wage options are explicit selections; no automatic legal eligibility inference is made.

Last reviewed 9 August 2026 · Formula version 1.0

Method & sources

How this result is grounded

The formula is deterministic and runs in your browser. Read the reference below for the method used by this tool.

EPFO frequently asked questions
Employees Provident Fund Organisation · official reference · Checked 9 August 2026
Supports: EPF 12% · EPS 8.33% · EDLI 0.5% · ₹15,000 wage ceiling

Questions

Frequently asked

Does the employer contribution reduce my salary?

No. EPFO guidance distinguishes employee deductions from the employer share; this tool displays them separately.

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Source register checked 9 August 2026.