HR & Salary · Local-first · Beta

In-hand Salary Calculator

Estimate annual and monthly take-home pay from declared salary, PF, professional tax and TDS inputs.

Instant result•No account•Inputs stay in your browser
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Check the method before you rely on the result

Tier D · Runs locally in this browser
Method
Gross earnings minus declared employee deductions and an ordinary-income TDS estimate by period and regime.
Estimated in-hand = gross earnings − employee PF − professional tax − other deductions − estimated TDS.
Sources
3 reviewed references · 3 official
Open the source register
Effective period
1 April 2025 onward
Last verified
9 August 2026
Review every 30 days
Reviewer status
Named payroll/labour reviewer: external review pending
Privacy
Tax and payroll inputs stay in this browser. They are not sent to analytics, a backend, a URL or a log, and are not saved by default.
Important limitations
  • Professional tax is user-entered because state and employer rules vary. Bonuses, perquisites, arrears and special-rate income are excluded.

Read all limitationsReport an error

A quick guide

Use the number with context

The answer is only useful when you know what it includes and what it leaves out.

How to use it

  1. Choose tax period for estimated tds from your records.
  2. Choose tax regime from your records.
  3. Choose work state from your records.
  4. Enter annual gross earnings from your records or declared policy assumptions.
  5. Enter annual salary exemptions from your records or declared policy assumptions.
  6. Enter annual tax deductions from your records or declared policy assumptions.
  7. Enter employee pf deduction from your records or declared policy assumptions.
  8. Enter professional tax from your records or declared policy assumptions.
  9. Enter other employee deductions from your records or declared policy assumptions.

Formula

Estimated in-hand = gross earnings − employee PF − professional tax − other deductions − estimated TDS.

This is a payroll planning estimate; employer calendars and state rules can change the amount.

Make it concrete

Worked example

₹9,60,000 gross earnings with declared PF, professional tax and a new-regime TDS estimate produces an annual and monthly view.

Boundaries

What this tool does not assume

Limitations

  • Professional tax is user-entered because state and employer rules vary. Bonuses, perquisites, arrears and special-rate income are excluded.

Edge cases

  • The tax period selects the Act; the Tax Year 2026-27 path uses the new Act/new regime in this release.

Last reviewed 9 August 2026 · Formula version 1.0

Method & sources

How this result is grounded

The formula is deterministic and runs in your browser. Read the reference below for the method used by this tool.

  • Salaried Individuals for AY 2026-27

    Income Tax Department · official reference · Checked 9 August 2026

    Supports: individual slabs · rebate · surcharge · health and education cess

    Effective 1 April 2025 to 31 March 2026
  • TDS compliance transition guidance

    Income Tax Department · official reference · Checked 9 August 2026

    Supports: TDS transition · credit/payment trigger · new Act section mapping

    Effective 1 April 2026
  • EPFO frequently asked questions

    Employees Provident Fund Organisation · official reference · Checked 9 August 2026

    Supports: EPF 12% · EPS 8.33% · EDLI 0.5% · ₹15,000 wage ceiling

Questions

Frequently asked

Does this calculate my official payslip?

No. It estimates take-home from the declared structure and assumptions.

Keep going

Related tools

A related local-first tool for the next step.

Source register checked 9 August 2026.