GST & Tax · Local-first · Beta

TDS Calculator

Estimate domestic TDS by payment type, threshold, PAN status and the old/new Act transition date.

Instant result•No account•Inputs stay in your browser

India tax and payroll · controlled beta

Enter your declared records

Runs locally

Payment date

The earlier of credit or payment determines whether the 1961 or 2025 Act section reference applies.

Credit date

Enter the date the amount was credited. Leave equal to payment date when the same event occurred.

Payment type

Only the listed common domestic payment categories are supported; property purchase, VDA, salary and non-resident remittances are excluded.

Payee type

Contractor rate differs for an individual/HUF payee versus other payees.

Payee residency

Non-resident payments are governed by different provisions and are stopped in this focused TDS guide.

PAN status

A missing PAN can trigger the higher statutory rate; the tool does not verify PAN validity.

Current payment or credit amount

Amount on which tax may be deducted.

Cumulative amount for this payee in the relevant year

Use the total paid or credited so far to test the supported threshold.

Your estimate will appear here

Complete the form to see the result, policy snapshot and boundaries. Nothing is sent away from this browser.

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Trust record

Check the method before you rely on the result

Tier D · Runs locally in this browser

Method: Policy-by-trigger-date TDS estimate using the earlier of credit or payment and explicitly mapped payment categories.; Estimated TDS = current amount × applicable rate when the applicable single-payment or annual threshold is exceeded; otherwise zero.
Sources: 2 reviewed references · 2 official; Open the source register
Effective period: 1 April 2025 onward
Last verified: 9 August 2026; Review every 30 days
Reviewer status: Named CA/tax reviewer: external review pending
Privacy: Tax and payroll inputs stay in this browser. They are not sent to analytics, a backend, a URL or a log, and are not saved by default.

Important limitations

Non-resident remittances, salary, property purchase, VDA, lower/nil certificates and special exceptions are excluded.
PAN is recorded but not verified; rate tables and thresholds must be checked before deduction.

Read all limitations Report an error

Browse GST & Tax · Methodology · Sources

A quick guide

Use the number with context

The answer is only useful when you know what it includes and what it leaves out.

How to use it

Enter payment date from your records or declared policy assumptions.
Enter credit date from your records or declared policy assumptions.
Choose payment type from your records.
Choose payee type from your records.
Choose payee residency from your records.
Choose pan status from your records.
Enter current payment or credit amount from your records or declared policy assumptions.
Enter cumulative amount for this payee in the relevant year from your records or declared policy assumptions.

Formula

Estimated TDS = current amount × applicable rate when the applicable single-payment or annual threshold is exceeded; otherwise zero.

The result is a withholding estimate; it does not create a challan, certificate or filing statement.

Make it concrete

Worked example

A ₹1,00,000 contractor payment to an individual with PAN uses the supported contractor rate after the applicable threshold is crossed.

Boundaries

What this tool does not assume

Limitations

Non-resident remittances, salary, property purchase, VDA, lower/nil certificates and special exceptions are excluded.
PAN is recorded but not verified; rate tables and thresholds must be checked before deduction.

Edge cases

The earlier of credit or payment selects the Act and section reference.
Missing PAN uses the higher-rate estimate and carries a verification warning.

Last reviewed 9 August 2026 · Formula version 1.0

Method & sources

How this result is grounded

The formula is deterministic and runs in your browser. Read the reference below for the method used by this tool.

TDS compliance transition guidance
Income Tax Department · official reference · Checked 9 August 2026
Supports: TDS transition · credit/payment trigger · new Act section mapping
Effective 1 April 2026
Income-tax rates and TDS rate table
Income Tax Department · official reference · Checked 9 August 2026
Supports: TDS rates · rate-table context
Effective 1 April 2025 to 31 March 2026

Questions

Frequently asked

Which Act applies after 1 April 2026?

The official transition guidance says payments or credits from 1 April 2026 use the Income Tax Act, 2025 section table; earlier triggers use the 1961 Act.

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Source register checked 9 August 2026.