How to use it
- Enter one-time and monthly cost lines with amounts.
- Select the runway and contingency you want to test.
- Review missing categories and replace estimates with evidence.
AI Tools · Data flow disclosed · Beta
Turn your own cost lines and planning horizon into a reconciled startup-cost scenario.
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Trust record
Browse AI Tools · Methodology · Sources
A quick guide
The answer is only useful when you know what it includes and what it leaves out.
Estimated funding = (one-time costs + monthly costs × selected runway) × (1 + contingency).
Use the total as a checklist for quotes and cash planning, not as a funding or permit-cost benchmark.
Make it concrete
₹65,000 one-time costs + ₹70,000 monthly costs × 6 months with 10% contingency produces a transparent planning scenario.
Boundaries
Last reviewed 10 August 2026 · Formula version 1.0
Method & sources
The formula is deterministic and runs in your browser. Read the reference below for the method used by this tool.
KarobarKit controlled methodology · authoritative reference · Checked 10 August 2026
Supports: AI boundary · review-first export · deterministic fallback
Google AI for Developers · official reference · Checked 10 August 2026
Supports: structured response schema · server-side provider request
Groq · official reference · Checked 10 August 2026
Supports: structured response schema · server-side provider request
Ministry of Electronics and Information Technology · official reference · Checked 10 August 2026
Supports: privacy notice · consent · security and retention boundary
Google AI for Developers · official reference · Checked 10 August 2026
Supports: provider retention notice · data-control disclosure
Groq · official reference · Checked 10 August 2026
Supports: provider retention notice · data-control disclosure
Questions
Only from the amounts you enter. The assistant does not scrape or assume local market rates.
Use it as a draft checklist. Replace estimates with quotes and review it with a qualified adviser before presenting it.
Keep going
A related local-first tool for the next step.
Plan closing cash from opening cash, expected inflows, operating outflows and one-off payments.
Open toolEstimate months of cash runway from current cash and monthly net burn.
Open toolBuild a structured first draft with assumptions, milestones and risks you can review and edit.
Open toolFound something that looks wrong? Tell us which tool and version you used.
Source register checked 10 August 2026.
Phase 6 AI beta
With consent, these fields are sent to the server gateway: Business type, Operating market (optional), One-time costs, Monthly costs, Runway to plan for (months), Contingency (%). Known contact and tax-ID patterns are redacted; confidential financial identifiers and credentials are rejected. Checking the configured provider… Review provider data controls before sharing sensitive business context: Gemini data controls and Groq data controls.
Complete the brief, accept the data-use notice and generate a first draft. You can edit it before any export.